CloudWaitress — Merchant Boarding

ACH Debit / Credit (PPD/CCD)

Guarantee Type *

Guarantee Non-Guarantee

Service Features

Single Recurring Both

Sending Transactions To

Consumer Accounts Corporate Accounts Both

Initiating

Debits Only Credits Only Both

Non-Guarantee Threshold Suggested

$

Additional Premium Above Threshold Suggested

Enable Single fee row Enable Recurring fee row

Single Fee Row *

Discount Rate Suggested

Transaction Suggested

$

Batch Suggested

$

Return Suggested

$

Reversal Suggested

$

Recurring Fee Row

Discount Rate Suggested

Transaction Suggested

$

Batch Suggested

$

Return Suggested

$

Reversal Suggested

$

Suggested = Paya Schedule A buyrate (09-19-2025) + flat markup (+$0.10 on per-item fees, +0.25% on discount rates). Buyrate lists 2.99%/$0.15/$0.15/$1.50/$1.00 for Discount Rate (Guarantee)/Transaction/Batch/Return/Reversal — Non-Guarantee discount rate has no fixed buyrate number (priced as an optional 50/50 split), so double-check pricing if Non-Guarantee is selected above.

Checks by Web (WEB)

Bill Pay (existing customers) E-Commerce

Non-Guarantee Threshold Suggested

Checks

Additional Premium Above Threshold Suggested

Discount Rate * Confirm w/ Paya

Transaction Suggested

$

Batch Suggested

$

Return Suggested

$

Reversal Suggested

$

Discount Rate has no fixed buyrate — Paya's Schedule A lists it as "call for options." Required field, but there's no standard number to suggest; confirm with Paya before quoting.

Other Recurring / Miscellaneous Fees

Monthly Minimum Fee * No Buyrate

$

Monthly Service Fee Suggested

$

Monthly Nuvei EFT Virtual Terminal Fee No Buyrate

$

Setup Fee

$

Annual Subscription Fee Suggested

$

Monthly Network Compliance Fee Suggested

$

Termination Fee Suggested

$

Monthly Minimum and Virtual Terminal Fee have no fixed buyrate — Paya prices both as "Optional, if charged - 50/50 split," so there's nothing to suggest; enter based on your own negotiated split. Annual Subscription / Network Compliance Fee are billed to VPS as $0 (waived by Paya), so whatever's charged here is straight margin — left at the Nuvei template's own default sample values. Termination Fee ($199) is a direct pass-through of Paya's buyrate, not marked up.